As part of my investment business, I track a number of research sites. Since the stock market hit its low on March 9, 2009, most investment categories have made a nice rebound. In general, most of the experts are expecting a fairly good overall result in 2009. Equities should be in the low double-digit range and fixed income high single-digit return range. If they are right, this will be a good recovery from a dismal 2008.

Every once in a while, I see an Internet posting that is entertaining and full of wisdom. A friend sent me one written by Regina Brett, a columnist in Cleveland, Ohio’s Plain Dealer, who had just turned 50. She listed 45 lessons of life, plus five to grow on, which I have reduced to the ones with business applications.