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Napa woman busted for identity theft
Wednesday, October 01, 2008
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A Napa woman is sitting it out in jail after police say she opened 10 fraudulent credit card accounts on the Internet using her former roommate’s identification.

Gina Marie Riggs was taken into custody by Napa police on Monday at her residence in the 2400 block of Old Sonoma Road.
A woman told police Riggs had racked up $37,000 in losses in her name using the credit cards, according to Napa Police Sgt. Tim Cantillon.

Events began to unravel at the end of April when the woman received confirmation from a bank for a change of address an a credit card account, a change she did not initiate, Cantillon said.
The woman did some investigating on her own and that’s when she learned about the 10 fraudulent cards that had been issued to her, he said.

“The victim had reason to suspect Riggs was responsible and confronted her,” Cantillon said. “Riggs admitted it, said she was sorry and agreed to pay the victim back. But she didn’t, and that’s when we came into the picture.”
The woman reported Riggs to police, who did an investigation on the fraudulent credit cards.

On Monday, detectives contacted Riggs, and she admitted to using the Internet to open the 10 credit card accounts in the victim’s name, Cantillon said.

Riggs, 43, was arrested on suspicion of felony burglary, grand theft, fraud and identity theft.

She was being held in the county jail on $100,000 bail.
12 comment(s)

hudds5 wrote on Oct 1, 2008 7:25 AM:

" Good job...the courts should make an example out of her. "

db76 wrote on Oct 1, 2008 7:25 AM:

" Unfortunately, it will take at least 10 years for the victim to fix her credit score. The credit bureaus have no interest in helping victims of i.d. theft. "

ambonizay wrote on Oct 1, 2008 7:47 AM:

" Will Riggs try to bond out using a credit card????

Only in america "

yamamama wrote on Oct 1, 2008 8:27 AM:

" This is why I subscribe to Lifelock. Everyone should protect themselves from identity theft. "

musikluvr wrote on Oct 1, 2008 9:30 AM:

" We have a rash of female arrests. 2 weeks ago a woman was arrested for allegedly abusing a man with a set of keys. We have a trial coming up this month for a woman teacher who is charged with shooting a man with a gun. Is there some way to stop these women? "

Yvonne wrote on Oct 1, 2008 9:39 AM:

" I don't subscribe to Lifelock but registered a fraud alert with the three credit reporting systems. I had someone try to do that with one of my accounts and it was flagged immediately. "

mominapa wrote on Oct 1, 2008 12:12 PM:

" Only one way to avoid credit card identity theft - have your credit go into the tank and no one will be able to open an account in your name. "

Dwayne wrote on Oct 1, 2008 1:54 PM:

" yamamama wrote on Oct 1, 2008 8:27 AM:
" This is why I subscribe to Lifelock. Everyone should protect themselves from identity theft. "

Lifelock does all the things for a fee that you are entitled to do yourself, for free..... "

Lee wrote on Oct 1, 2008 3:08 PM:

" Dwayne, I don't subscribe to Lifelock. I have had my identity stolen before it was really known that much about. I know that you have the right to request a credit report from all 3 credit companies once a year, but an identity thief can ruin your credit in much less than a year. How else can you protect yourself. I know when my identity was stolen, it was very distressing to have the policeman that "my case" was assigned to kept telling me that I wasn't the victim. I got "doned" for years by the companies that were stolen from. "

Baraki wrote on Oct 1, 2008 3:17 PM:

" Cheers, Dwayne -- if only people educated themselves and knew what to do. I think for some, Lifelock is a convenient way of dealing with something they don't want to bother learning about. Can't blame them, there's so much to "worry" about nowadays. I have enough trouble understanding deductibles on my insurance and interest rates on my mortgage! Let Lifelock deal with the other stuff ;) (I don't think there's anything wrong with it even though I'm not a subscriber) "

SouthNapa wrote on Oct 1, 2008 4:30 PM:

" Lifelock is a waste of money. Most credit card issuers off credit score monitoring and the credit bureaus also will alert you of any activity on your report for a monthly fee.

The man who founded Lifelock and put his own social security number out there ended up (predictably) having his identity stolen.

There are many more ways to monitor your credit. Another simple step that is helpful is to shred all documents that you throw away. Throwing away personal information without shredding it is always a mistake.

In this particular case, it sounds like the victim just picked a bad roommate. The perp could have opened her mail and got her info that way. I feel bad for the victim and it serves as a reminder to us all to protect our identities. "

barefoot wrote on Oct 1, 2008 8:13 PM:

" I think that stiffer penalties should be imposed. If you steal someone's identity, yours should become null and void. Life in prison, maybe the death penalty. Sounds harsh, I know. However, if we actually sentenced people for their crimes, it might be somewhat of a deterrent. I can hear it already; "But the prisons are overcrowded. Cruel and unusual punishment. Etc..." Kill those on death row. Free up some space. Those prisoners generally didn't care about their victims. Besides, a shot is a heck of alot cheaper than room and board. "

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