Dear Len & Rosie: I was injured on the job 10 years ago. I cannot get any insurance because of my pre-existing injuries and I have never been able to return to work. I own my own home but I am very concerned about losing it if a major illness were to happen to me. I am a 62-year-old woman, and I am not really in the best of health. Can you give me some help on protecting my home and any cash in the bank? -- Sharon